Bespoke acquiring arrangements

When a standard deal does not fit.

Off-the-shelf acquiring is built for simple businesses. Groups with several companies, multiple brands, unusual settlement needs or specialist models need an arrangement built around them. That is what we put together.

Most of our clients process £1m to £50m+ a year on card. Smaller business? We help you too.

Business director outside his office

Typical arrangements we put together...

  • Groups with several companies, brands or countries under one set of terms
  • More than one acquirer, with volume split by country, card type or channel
  • Settlement to different accounts, currencies or entities
  • Custom terms on reserves, settlement timing and notice periods

How we help.

Design the structure

We work out how your entities, brands and channels should map onto acquiring, before anyone applies.

Find the right partners

With over 40 acquiring partners, we know who will build something custom and who will not.

Negotiate the detail

Reserves, settlement, pricing by card type, minimums and exit terms. The parts that matter at your size.

Keep it working

One person who understands the whole arrangement, so you are not explaining it again to every provider.

£1bn+

processed by our merchants every year

40+

acquiring partners

20+

years in the payments industry

How it works.

01

Tell us where you are.

What you sell, how you take payments and what needs fixing. A recent statement helps.

02

We go to market for you.

We take your business to the acquirers that fit and negotiate. You see every line.

03

Move when you're ready.

If it's a good fit, we handle the set-up with you. If not, no hard feelings.

Questions.

Can we have one contract for several companies?

Often, yes. Some acquirers will put a group under one set of terms with separate merchant accounts for each company. We will tell you who does this well.

Can we negotiate reserves?

Sometimes. Reserves reflect risk, but the size, timing and release terms can often be improved, especially with a strong trading history.

Is a bespoke deal only for very large businesses?

No. It is about how complex your business is as much as how big. Tell us how you are set up and we will tell you what is realistic.

Let’s talk.

Free rate review. No obligation, no hard sell.

Or call 020 3479 2957