who you know x what you know
Big volumes.
Personal service.
Better payments for businesses of every size and every sector.
Sharper rates at scale. One person who knows your account.
No obligation. No hard sell. Just a conversation.
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What we do.
The right acquirer, the right deal, and someone on it after you go live. See all our payment services.
Card acquiring
Online, in-store and in-app.
Payouts
Pay sellers and creators straight to card.
Rate negotiation
We benchmark your costs and go back to market.
Higher-risk placement
Specialist sectors, placed with acquirers who get them.
Wherever you are.
We'll move you forward.
01 / Processing at scale
Big volume. Better terms.
A small cut in rate is serious money at your size.
Review my rates02 / Higher risk
Higher risk? Still a conversation.
Past decline or specialist sector. We know who to call.
Explore my options03 / Growing into new markets
New countries. Same contact.
US, Europe or beyond. Ready on day one.
Plan my rolloutWho we work with.
If it's complex, it's our kind of job.
£1bn+
processed by our merchants every year
40+
acquiring partners
20+
years in the payments industry
Who you know
x what you know.
The contacts and the know-how. One person who handles it.
A real person.
No call centre. No ticket number.
Better value.
Fair rates. No hidden fees.
Kept running.
We watch it so you don't have to.
No leap of faith.
Just a next step.
You don't need all the answers.
01
Tell us where you are.
What you sell and what needs fixing.
02
We go to market for you.
We negotiate. You see every line.
Ready?
Let's get you live.
One question at a time, about five minutes. Have these to hand:
Merchant application
About five minutes.
One question at a time.
- 01Your business
- 02Your payments
- 03Documents
- 04Your details
Skip any uploads you don't have. We'll chase the rest.
Know a business that pays too much for card payments? Get paid for the intro.
Partner programmeGood questions.
Straight answers.
Can you help if I've been declined elsewhere?
Often, yes. Different providers want different things. Tell us about your business and we'll look at the routes that fit. The final say is always the provider's.
Do I have to switch providers?
No. A review shows you where you stand and what else is out there. You decide what happens next.
What do you need for a rate review?
A few details about your business and roughly how much you take on card. A recent statement helps us give you a proper comparison.
Can you work alongside our current provider?
Yes. Plenty of large merchants run more than one acquirer, for backup, for new countries or for better rates on part of their volume. We can set that up.
How quickly can I start taking payments?
It depends on your business, the provider and the checks needed. We'll give you a straight timeline once we understand your setup.
Let's make
the connection.
Free rate review. No obligation.
Call us
020 3479 2957Email us
support@elshamdigital.co.uk
Thanks.
Thanks for getting in touch. One of the team will be in contact shortly.